Autumn is well and truly here (that crept up quickly), and your mind is probably on Christmas lists, food, and visitors over the autumn, winter, and festive season. Everything can add up to an expensive time of year at Christmas, and it can be a challenge to know where and when to cut back so that you don’t head into the new year feeling short on cash.
Spending a little more than usual at this time of year is inevitable, especially when you’ve got kids to consider. However, there are some changes and improvements that you can make to your family and household life, that will save your funds immediately and in the long run.
Taking some time to look over your family finances and outgoings will help you discover when and where to cut back on spending and earn a little extra too so that you can have the extra money to invest in the festivities of the season. Running a household is a full-time job, so a regular shake-up could be just what you need for a frugal and fruitful new year.
The following are some tips, ideas, and advice for moms and dads who want to curb their spending so that Christmas is less stress and more celebration this year.
Tackling Gifts
Kids will always want the latest in technology; whether that’s a tablet or whatever new computer console has hit the market. However, these items are often expensive, and if you do decide to invest in something; it’s a smart idea to do your research to get a great deal.
Check out internet auction sites and resellers; refurbished tech is often as good as new, and you’ll pay a fraction of the cost. You could also see what’s lying around the house that will soon be replaced; it’s worth finding an ebay courier so that you can pocket some extra cash before December even arrives.
A promise to get something in the new year sales is another great way to teach your kids patience, and they’ll have something to look forward to after Christmas. If you have kids who are using the internet regularly; you’ll need to ensure that their safety is a priority, but security software can be a pricey addition the home.
Gifts That Keep Giving
If your kids have a bike, skateboard, or rollerblades lying in the garage gathering dust; pull them out of storage, clean them up, and encourage your little ones to utilise their stuff again.
If your kids can walk, cycle, skate to school or the park in their free time; you’ll save fuel and maintenance costs on your car, and they’ll be getting regular exercise and much-needed fresh air.
If your little ones get into great habits regarding exercise; they’ll enough fun-filled and inexpensive days out where they return tired and happy, and you won’t have had to fork out for the entertainment.
Maybe you could get back on your bike too, and cycle into a financially savvy new year.
Images Pixabay
